With busy schedules and Thanksgiving that came later than usual, the holidays are sneaking up on many of us. If you still have some last-minute holiday shopping to do, don’t fret. We compiled a list of tips to help you stress less and save time and money. Compare prices before making your purchase. Before joining the crowds at malls and…
Being charitable can be one of the best ways to improve your financial health. The money-related advantages of giving back can go way beyond tax write-offs. Developing a habit of charitable giving can also instill new behaviors that lead to better saving, smarter spending, and a greater appreciation for what you have. When you acknowledge those in need around you…
Buying a home, whether it's your first, second, or third, can be an exciting time. Homeownership can bring a sense of pride. It's something that you've worked hard for and can call your own. It can become your safe-haven, a place to relax, spend time with family and friends, and, most likely, the biggest purchase that you'll make. To sum…
Sixty-four percent (64%) of Americans have had their data compromised from a data breach and one-third (1/3) of breach victims go on to experience identity theft, which takes an average of three months to discover. Despite many consumers’ attempts to safeguard their information, data breaches are getting bigger, hackers are getting savvier, and the amount of compromised data that can…
Every two seconds, there is a new identity theft victim. That’s 8x more than the occurrence of a car accident. The stats, trends and recent breaches are a reminder of the times we’re living in and the dangers that we all face. Education is the best defense against identity fraud! Below are several quick tips from the Department of Homeland…
Fall is a favorite season of many - especially for those who live in Southern California. Along with a bit of cooler weather and fewer tourists, there are many great activities, events, and day trip options, which gives none of us an excuse for being bored. Below, are some ideas to add to your Fall ’19 bucket list. Go Apple…
By the second half of the month, have you ever wondered where your money went? If you answer “yes”, you’re not alone. A Gallup poll found only about 1/3 of Americans (32%) maintain a household budget. Managing a budget can help ensure that you have money at the end of the month, which can help you feel better about your financial life.…
Last week, Capital One announced that earlier this year, a hacker gained access to more than 100 million of their customers' accounts and credit card applications. A data breach can be a very serious and scary situation, so we want you to be at ease by knowing that our credit union is here for you and that we offer identity…
One of the best gifts that we can give kids is financial knowledge. Becoming financially healthy at a young age can help kids avoid some of the financial mistakes that many of us have made (and that we’re still learning from). For example, if we had known then, what we know now, the majority of us wouldn’t have so much…
Long days, warm evenings, vacations and no school are a few of the reasons why many people consider summer their favorite season. Summer can also be a great time to become more involved in the community, meet new friends and help others by participating in volunteer opportunities. There are several fun and fulfilling volunteer opportunities to consider. Here are a…
